The Texas Windstorm Insurance Association (TWIA) provides windstorm and hail coverage in the 14 coastal counties and a few other specially-designated areas. All property insurers in Texas must participate in TWIA and must help pay losses. Although TWIA was intended to provide windstorm insurance coverage only to those who could not purchase insurance in the voluntary market, it is no longer an insurer of last resort.
K-12 Education
Bring Home the Mississippi Miracle: A Texas Triumph in Early Literacy
Bring Home the Mississippi Miracle: A Texas Triumph in Early Literacy Texas lacks a coherent third-grade literacy standard and statewide implementation system. Restoring a mastery-based promotion gate and aligning coaching, screening, and funding can reverse stagnating reading outcomes. Key points: Texas removed its third-grade promotion requirement, weakening the connection between reading mastery and grade advancement....
June 9, 2026