Golden Hammer, Rusted Insurance Program

Womb & Board

Rising housing costs are delaying marriage and childbearing by preventing young adults from forming independent households, thereby making housing affordability a central driver of declining family formation and demographic stability. Key points: Housing affordability directly shapes whether young adults can form independent households, influencing marriage, fertility, and long-term family stability. Rising housing costs and limited...

How Much Did Texas’ Highest Paid Superintendents Make in 2025-26?

The Texas Education Agency (TEA) recently updated its superintendent salary database, revealing some intriguing new information about the take-home pay for public education elites.   According to TEA’s 2025-26 dataset, there were 1,220 full- and part-time superintendent positions filled this year at 187 open-enrollment charter schools and 1,033 traditional school districts. For each of these positions, TEA provides select details, including ‘base pay’ and ‘total pay.’ Base pay is defined as “total payroll amount where payroll activity code is 80. (Does not include supplemental pay),”while...

Austin’s rising utility fees are taxes by another name

Rising utility bills are one of many factors exacerbating Austin’s well-documented affordability crisis. When Austin utility bills went up last winter, many residents probably didn’t even notice — mostly because the increase in fees was hidden by reductions in other costs. But here’s the truth: The city of Austin is squeezing its customers more than they know....