Reform of property and casualty filing requirements enacted by the 78th Texas Legislature represents an important step toward reducing the cost, improving the quality, and expanding choices for consumers. In this presentation to the Texas Department of Insurance and the Office of Public Insurance Council at an open meeting, recommendations are made for continuing improvements to the state’s insurance market.
Property Rights
Oakland fined this couple $915,000 for preventing fires. That’s 18 times the penalty for actual arson
Imagine buying a piece of property, being ordered by the government to clear it of fire hazards, and then being handed a near-million-dollar bill by that same government for doing exactly what it asked. It sounds like a dystopian satire of bureaucratic overreach, but for Matthew Bernard and Lynn Warner, it is a harrowing legal...
August 19, 2026