As the federal government is seeking to expand the Obama Affordable Care Act by extending subsidies and giving more people coverage, bankruptcies linked to medical debt have not fallen. Instead, they have risen. Most Americans filing for bankruptcy over medical bills have medical insurance. The Affordable Care Act failed to cure medical bankruptcies. A 2019...
Municipal regulations like zoning ordinances can infringe on private property rights and distort the housing market. Key points: Private property rights are under threat from municipal zoning ordinances and design mandates. Texas law has failed to adequately protect property owners from regulatory takings. By closing the municipal loophole, Texas can be the national leader in...
Family, then finances—and opportunity. Those are what brought Lianne Halpern back to tiny Shamrock, a small, dusty stop on the famous Route 66 in the Texas panhandle. Like generations of Americans before, Lianne and her family had traveled west along that route in search of the golden promises of California. Lianne’s father worked in the...