This paper provides recommendations designed to remove the uncertainty and instability that government price regulation brings to the homeowners’ insurance market and allow the free market and regulators to each do what they do best.
Economy
Don’t Fence Me In: Lianne’s Story
Family, then finances—and opportunity. Those are what brought Lianne Halpern back to tiny Shamrock, a small, dusty stop on the famous Route 66 in the Texas panhandle. Like generations of Americans before, Lianne and her family had traveled west along that route in search of the golden promises of California. Lianne’s father worked in the...
January 29, 2026