Texas’ outdated pursuit of “affordability” over fairness and solvency in insurance regulation over the last 10 years has been found to be wasteful and expensive-delaying innovation and reducing competition-leaving both consumers and taxpayers at risk. This paper provides four recommendations for modernizing insurance regulation in Texas.
Family
What George Bailey Understood About Housing and Families
In It’s a Wonderful Life, George Bailey’s great ambition is not wealth or status. It is something far more ordinary and far more powerful: the ability for working families to afford a home, put down roots, and build a future together. Bedford Falls thrives not because of grand social programs, but because ordinary people can buy modest homes...
December 17, 2025