Homeowners’ and Windstorm Insurance in Texas

October 22, 2007

Insurance regulators and consumer advocates are in denial regarding the problems caused by regulations and subsidies in the Texas homeowners’ and windstorm insurance markets. This presentation given at the Heritage Foundation examines the problems and how to remedy them.

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CNBC: ‘Best States To Live In’ Mutilate Kids, Free Criminals, Take All Your Money

CNBC wants you to believe states run by Democrats are the best to live in. But they rigged the data. The headline on CNBC’s shiny new 2026 list screams, “Best States to Live In,” complete with glossy profiles of high-“inclusiveness” northern enclaves. Don’t be fooled. This isn’t an objective guide for families seeking opportunity and security. It’s...

July 17, 2026

Property Rights

Housing Is Too Expensive. Blame Your Local Tree Ordinance.

Matthew Bernard wanted to build a home. He bought a small lot in Oakland, California, and began clearing several diseased and fallen trees that the local fire department had identified as hazards. The result was a $915,000 “mitigation fee” from the city of Oakland—nearly five times the value of the lot itself. Under Oakland’s tree ordinance,...

August 27, 2026

Property Rights

Watch out for that tree!

Are you familiar with your local tree ordinances? If not, you might want to do some research before breaking out the chainsaw. Cities and townships across the country have some version of tree-related rules that property owners must follow, or face consequences. The Center for the American Future, TPPF’s public interest litigation team, has now challenged...

August 6, 2026

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CNBC: ‘Best States To Live In’ Mutilate Kids, Free Criminals, Take All Your Money

Housing Is Too Expensive. Blame Your Local Tree Ordinance.

Watch out for that tree!