Insurance regulators and consumer advocates are in denial regarding the problems caused by regulations and subsidies in the Texas homeowners’ and windstorm insurance markets. This presentation given at the Heritage Foundation examines the problems and how to remedy them.
Homeless Services Audits: Overview and Model Legislation
In 2013, the Obama administration offered “Housing First” as the means to end homelessness in 10 years. A decade later, homelessness is more prevalent than ever, and the taxpayer has been financing ever increasing funding to programs that are failing to achieve their stated goal of ending homelessness. Key Points: The “Housing First” approach was...