Having access to various forms of short-term credit helps consumers by allowing them more choice in matters of personal finance. The best way to protect borrowers is to allow for a competitive and healthy short-term lending market.
Homeless Services Audits: Overview and Model Legislation
In 2013, the Obama administration offered “Housing First” as the means to end homelessness in 10 years. A decade later, homelessness is more prevalent than ever, and the taxpayer has been financing ever increasing funding to programs that are failing to achieve their stated goal of ending homelessness. Key Points: The “Housing First” approach was...