A vibrant, competitive short-term lending market is necessary for the financial well-being of many Texans. Restricting or cutting off access to short-term, micro loans will have very real unintended consequences for consumers who use these financial products.
Economy
Austin’s Simple Fix for Soaring Housing Costs
After years of watching home prices skyrocket out of reach for first responders, nurses, and young families, in December 2023, Austin city council voted to rewrite its zoning code. The first phase of its HOME Initiative—known as HOME-1—effectively allowed up to three homes on most lots that previously could host only one. A year later,...
December 9, 2025