This report focuses on identifying the underlying statutory provisions that, if amended or repealed, would eliminate many of the conflicts in homeowners’ insurance law. The report’s recommendations are designed to do this and, ultimately, to bring a consumer-friendly regulatory system to the Texas homeowners’ insurance marketplace.
Economy
Bringing Down the House (Price)
A decade ago, the typical Texas home value was about $181,000. Today, it’s ballooned to around $302,000. As home prices increase so too does the barrier to entry get higher. A recent study estimates it would take 7 years for a median-income Texas household to save up for a 20% down payment. But you don’t...
July 16, 2026