As the popularity of consumer-driven health care accounts such as Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), or Health Savings Accounts (HSAs) have grown, so have issues that affect the ability of individuals to make decisions about their health care.
Health Care
‘Fail First’ Policies Failed Me, It’s Time to Fix Step Therapy in Texas
When I was 14 years old, I was diagnosed with Rheumatoid Arthritis, a chronic autoimmune disease in which the immune system attacks the joints, organs, and tissues it’s meant to protect. That diagnosis marked the start of a lifelong battle not just against disease, but against a system designed to deny me the treatment I...
August 13, 2025