Although usually well-meaning, health insurance mandates ultimately harm consumers by making health insurance more expensive and requiring individuals to buy health benefits they would not choose if they had the option.
‘Fail First’ Policies Failed Me, It’s Time to Fix Step Therapy in Texas
When I was 14 years old, I was diagnosed with Rheumatoid Arthritis, a chronic autoimmune disease in which the immune system attacks the joints, organs, and tissues it’s meant to protect. That diagnosis marked the start of a lifelong battle not just against disease, but against a system designed to deny me the treatment I...