Using the Foundation as a case study, this paper shows the effectiveness of HSAs and why they should remain as a vital part of a national health care strategy for reducing costs.
Health Care
Pain Has a Price: The Hidden Costs of Insurer-Controlled Care
“You can’t come in for your steroid injections without scheduling an extra appointment because your insurance isn’t paying us enough.” That’s what I was told at my most recent visit to an orthopedic surgeon I’ve seen for years. I expected relief from my pain, not a surprise medical bill—or as I learned later, “cost-shifting.” My...
July 21, 2025