Texas' non-renewal law raises the price of homeowners insurance, lessens consumer protection, and inhibits competition. Lawmakers should loosen restrictions to reduce the cost of insurance and redirect the market back towards competition.
Economy
Austin’s Simple Fix for Soaring Housing Costs
After years of watching home prices skyrocket out of reach for first responders, nurses, and young families, in December 2023, Austin city council voted to rewrite its zoning code. The first phase of its HOME Initiative—known as HOME-1—effectively allowed up to three homes on most lots that previously could host only one. A year later,...
December 9, 2025