Texas' non-renewal law raises the price of homeowners insurance, lessens consumer protection, and inhibits competition. Lawmakers should loosen restrictions to reduce the cost of insurance and redirect the market back towards competition.
Local Government
Zoning Promised Order, But Delivered Scarcity.
Texas adopted Hoover’s blueprint a century ago. Today, the bill is due in higher prices and lost liberty. Progressive-era policy rears its head in Texas housing. A century after Herbet Hoover put housing under government management, innovation has faltered, consumer choice has dwindled, and costs have exploded. Popular sentiment casts Herbert Hoover as a do-nothing,...
December 16, 2025