Housing affordability is an issue top of mind for 9 out of 10 Texans (Adams et al., 2024). Median priced, newly constructed homes are out of reach for 74% of Texas families (Zhao, 2024, p. 8). Local regulations, like restrictions on minimum lot size, account for 20.4% of Texas home prices (King, 2018, para. 8). Senate Bill (SB) 15 seeks to mitigate the soaring cost of housing by prohibiting municipalities from preventing the development of small lots on which starter homes can be built. Eliminating this aspect of municipal government interference promises to help increase the supply of housing and permit market forces to better cater to prospective homebuyers.
Local Government
TPPF’s Jacob Nemit Written Testimony to the Senate Committee on Business and Commerce
Click here to download Chairman Schwertner and Members of the Committee, My name is Jacob Nemit, and I am a policy analyst at the Texas Public Policy Foundation, a free-market institute headquartered in Austin. Thank you in advance for the committee’s work to improve property insurance, housing affordability, and consumer protection. In furtherance of this...
July 15, 2026