As the popularity of consumer-driven health care accounts such as Flexible Spending Accounts (FSAs), Health Reimbursement Arrangements (HRAs), or Health Savings Accounts (HSAs) have grown, so have issues that affect the ability of individuals to make decisions about their health care.
Health Care
Pain Has a Price: The Hidden Costs of Insurer-Controlled Care
“You can’t come in for your steroid injections without scheduling an extra appointment because your insurance isn’t paying us enough.” That’s what I was told at my most recent visit to an orthopedic surgeon I’ve seen for years. I expected relief from my pain, not a surprise medical bill—or as I learned later, “cost-shifting.” My...
July 21, 2025