While HSAs are an important step in reforming state employee benefits and offer state employees more choice and significant savings, persistent myths misrepresent how HSAs work and their effect on state employee benefits. State employees and legislators need the facts.
Pain Has a Price: The Hidden Costs of Insurer-Controlled Care
“You can’t come in for your steroid injections without scheduling an extra appointment because your insurance isn’t paying us enough.” That’s what I was told at my most recent visit to an orthopedic surgeon I’ve seen for years. I expected relief from my pain, not a surprise medical bill—or as I learned later, “cost-shifting.” My...