Texas should not limit homeowners’ access to capital through tax lien lending by imposing new notification requirements. Consumers benefit from tax lien lending by being able to work through tough economic times. Governments benefit from tax lien lending because they receive tax payments in a more timely fashion. Even mortgage lenders benefit from tax lien lending because their customers, with an affordable payment plan for their taxes, are better able to make mortgage payments.
The Rise of UBI in Texas Should Prompt Legislative Action
More and more, Texas’ left-leaning local governments are embracing universal basic income (UBI) programs and guaranteed basic income pilot projects. In turn, these welfare state expansions are raising serious legal and policy questions related to the Constitution, economics, and the rule of law. Despite these concerns, a growing number of major cities and counties are...