Texas has the most restrictive regulation of title rates and forms (policies) in the nation, allowing no opportunity for insurers to innovate with their products or lower rates to compete for business directly from the consumer. Texas should introduce competition into the title insurance market by moving to a file-and-use system.
Let My People Go: Empowering Texans Through Disannexation Reform
The Texas Legislature can promote Texans’ right to self-determination consensual governance, and political representation by reforming the municipal disannexation process. Key points A more equitable disannexation process should be established for qualified voters to disassociate themselves from a municipality whenever they are no longer well-served by their city government. Current law permits property owners to...