Insurance regulators and consumer advocates are in denial regarding the problems caused by regulations and subsidies in the Texas homeowners’ and windstorm insurance markets. This presentation given at the Heritage Foundation examines the problems and how to remedy them.
Ranked-Choice Voting: Overview and Model Legislation
The movement to adopt ranked-choice voting as a system for elections has been growing throughout the nation. It is a complex method of voting that has a disenfranchising effect and violates the “one person, one vote” doctrine. Key Points: Ranked-choice voting is slow, confusing, and complex. RCV violates the one person, one vote doctrine. RCV...