Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Review Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.” Conditions have little improved since the report was issued.
Election Integrity
How to Ensure That Only Citizens Vote
Only citizens should vote; documentary proof of citizenship (DPOC) and voter identification are vital to this ideal. Key points: Election law and procedures should ensure that only citizens vote. Historically, inappropriately pumping up the vote has been a path to gaining power. Due to federal law, states cannot enact a higher standard for federal elections...
July 21, 2026