Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Review Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.” Conditions have little improved since the report was issued.
Economy
Sen. Tan Parker: Texas Must Win the “Space Race” for AI
State Sen. Tan Parker used a recent appearance on The Arena with Greg Sindelar to argue that Texas is entering a decisive period—one in which cyber defense, artificial intelligence, financial markets, transportation and traditional family values will determine whether the state continues to lead the country. Parker framed public service as “ministry” and said his...
May 5, 2026