Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Review Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.” Conditions have little improved since the report was issued.
Economy
Oxford Union Debates: Greg Sindelar on Conservatism and President Trump
Editor’s Note: TPPF CEO Greg Sindelar recently spoke on Conservatism at the Oxford Union. Below are Greg’s prepared remarks. Madam President, honorable members of this House, distinguished opponents Mr. Madrid, Mr. Stephens, Mr. Malcolm, and Mr. Stern, and my colleagues on the Opposition benches: good evening. My opponents tonight have clad themselves in the armor of many of our...
August 21, 2026