Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Review Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.” Conditions have little improved since the report was issued.
2019-20 LEGISLATOR’S GUIDE TO THE ISSUES
A comprehensive guide to the most important issues facing Texas during the 86th Session of the Legislature. Among the issues covered in this Guide are education, taxes and spending, health care, effective justice, private property rights, insurance, telecommunications, transportation, tort reform, energy, and natural resources.