Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Review Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.” Conditions have little improved since the report was issued.
K-12 Education
Restoring Confidence and Prestige to the Teaching Profession
Restoring Confidence and Prestige to the Teaching Profession The epidemic of uncertified teachers in Texas schools is the result of the collapse of the teacher preparation program, especially university programs. These programs have traded a focus on the classroom for social activism. Key points: More than 10% of teachers in Texas schools are now uncertified....
July 22, 2026