Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Review Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.” Conditions have little improved since the report was issued.
Economy
How California ‘Health Charities’ Funnel Money To Karen Bass And Other Democrats
California’s healthcare nonprofits should return to their core missions of healthcare services rather than subsidizing politicians. The left-wing dominance of the Golden State is sustained by a giant pile of cash, much of it out of sight. Billions of dollars extracted from the for-profit conversions of health insurers — assets meant for broad public benefit...
May 27, 2026