Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Review Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.” Conditions have little improved since the report was issued.
Local Government
Taxpayer-Funded Lobbying
FACT SHEET: Understanding Taxpayer-Funded Lobbying Taxpayer-funded lobbying (TFL) is a complex and unfortunate feature of state and local governance. While lobbying is typically associated with private interest groups attempting to influence government decisions, taxpayer-funded lobbying flips this model: it involves government entities themselves using public funds to influence legislative outcomes. The Texas Public Policy Foundation’s...
May 1, 2026