Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Advisory Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.” Conditions have little improved since the report was issued.
Local Government
Who Were Austin’s Highest Paid Public Employees in 2025?
Last month, the Austin American-Statesman launched an interesting new city salary database that shines a light on the “top-paid city of Austin employees of 2025.” The new details are quite interesting, especially given the city’s own recent admission that “Austin is experiencing a housing affordability crisis”—which is, of course, chiefly driven by government action. Using this tool, it’s obvious that city workers have become numerous and well-compensated. As the Statesman itself notes: “The city of Austin employed 13,567 full-time workers...
March 27, 2026