Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Advisory Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.” Conditions have little improved since the report was issued.
Second Amendment Constitutional Policing Noncitizen Voting, Registration, and Voter Rolls Mail-In Ballots Reform the Relationship Between the Texas Secretary of State’s Elections Division and the Counties Voter Fraud Taxpayer-Funded Lobbying Chapter 313: Texas Economic Development Act Government Emergency Powers City & County Efficiency Audits Local Spending Limit Community-Based Foster Care Central Registry Reform Reform CPS...