Applying a destination-based cash flow tax—better known as a “border-adjustment tax,” or BAT—to the import of reinsurance would have significant effects on the cost and availability of a range of insurance products. This report projects that, for Texas consumers, the impact would be $3.39 billion in higher property-casualty insurance premiums over the next decade.
Health Care
From Clipboard to Cloud: Ensuring Patient Privacy and Portability in Health Records
From Clipboard to Cloud: Ensuring Patient Privacy and Portability in Health Records Key Points HIPAA protects institutions, not information. Once health data leaves a covered entity for an app, vendor, or broker, federal protection ends, and Texas law leaves that gap open. The interest at stake is not only access to clinical records. It is...
August 12, 2026