Reform of property and casualty filing requirements enacted by the 78th Texas Legislature represents an important step toward reducing the cost, improving the quality, and expanding choices for consumers. In this presentation to the Texas Department of Insurance and the Office of Public Insurance Council at an open meeting, recommendations are made for continuing improvements to the state’s insurance market.
Local Government
Zoning Promised Order, But Delivered Scarcity.
Texas adopted Hoover’s blueprint a century ago. Today, the bill is due in higher prices and lost liberty. Progressive-era policy rears its head in Texas housing. A century after Herbet Hoover put housing under government management, innovation has faltered, consumer choice has dwindled, and costs have exploded. Popular sentiment casts Herbert Hoover as a do-nothing,...
December 16, 2025