For many small group employers priced out of the insurance market, Health Reimbursement Arrangements offer an affordable alternative to traditional health insurance. Unfortunately, current regulations prevent HRAs from being used to their full potential.
Health Care
Pain Has a Price: The Hidden Costs of Insurer-Controlled Care
“You can’t come in for your steroid injections without scheduling an extra appointment because your insurance isn’t paying us enough.” That’s what I was told at my most recent visit to an orthopedic surgeon I’ve seen for years. I expected relief from my pain, not a surprise medical bill—or as I learned later, “cost-shifting.” My...
July 21, 2025