Texas’ outdated pursuit of “affordability” over fairness and solvency in insurance regulation over the last 10 years has been found to be wasteful and expensive-delaying innovation and reducing competition-leaving both consumers and taxpayers at risk. This paper provides four recommendations for modernizing insurance regulation in Texas.
Michael Petrick v. City of Austin
Date Filed: July 27, 2026 Original Court: Western District of Texas, Austin Division Case Status: Active Litigation Case Summary: In August 2025, Michael Petrick purchased a home on a 0.28-acre lot in Austin, Texas, in preparation for the birth of his first child. The property contained three overgrown trees. One tree was splitting and posed...