Texas' non-renewal law raises the price of homeowners insurance, lessens consumer protection, and inhibits competition. Lawmakers should loosen restrictions to reduce the cost of insurance and redirect the market back towards competition.
Local Government
Come and Build It: Housing Policy Reform in Texas
Texas is short more than 300,000 housing units, while 90% of Texans are worried about affordability. To ease these twin crises, policymakers passed an ambitious set of free-market-minded measures to boost supply and lower costs. Key points: The 89th Texas Legislature passed five key housing market reforms to increase supply, reduce government interference, and improve...
November 3, 2025