Texas should adopt the defined contribution reform plan that offers state and local government workers the choice of a defined contribution retirement plan in place of their current defined benefit plans. Such a plan offers great advantages for both workers and taxpayers. Over the past 20 years, private sector employers have shifted sharply towards “defined contribution” pension programs. The number of private sector employees in such plans soared from 11 million in 1975 to 43 million in 1995, an increase of about 300%.
Texas Has the Tools to Protect Health Data. Now We Just Need the Political Will.
Filled with anticipation, a woman in her early 30s downloads a fertility-tracking app. She and her husband are finally ready to start their young family and have a baby. Every morning she logs her cycle, her basal temperature, her symptoms. She grants the app access to her Apple Health data because the onboarding screen says...