Direct care models are one of the needed reforms in healthcare that will contribute to making the delivery of medical care more affordable. It is not uncommon for health insurance—coverage—and the delivery of health services—care—to be conflated in today’s political environment. However, people recognize the difference between what happens between doctor and patient and the mecha- nism for how to finance it.

Coverage is not care—nor should it be. Conversely, care should not be regulated in the same manner as coverage. Ideally, we want people to have more choice and more access, not less. SB 101 helps to accomplish this goal and gives patients the peace of mind and sense of being in charge that they desire.

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