From across the political spectrum, voters rural and urban and suburban, everyone I talk to has a theory about what has gone so wrong with American education. From cellphones to laptops, the culture wars and the pandemic, teacher pay and teacher burnout, weak discipline and bad curriculum to collapsing standards, there are no shortage of...
TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the catastrophe area, raising concerns about scope and cost. TWIA’s quasi-governmental model imposes potential costs on statewide policyholders and private...
“You’ll own nothing, and you’ll be happy” is an increasingly fitting description of the American college graduate. While that World Economic Forum slogan is rightly mocked for its managerial creepiness, jokes aside, the average student nowadays is surely more nihilistic about the world than previous generations. The economic bargain of college, however, is looking increasingly...