While the Texas Windstorm Insurance Association (TWIA) may have been intended as a residual provider, it has become anything but that. Its unrealistically low rates have made TWIA an unbeatable competitor and are crowding out the private market.
Health Care
There Are Better Healthcare Options Out There
Open Enrollment Season is upon us. It’s that time of year where employees, self-employed, businesses, and local governments start crunching numbers to see how much health insurance will cost next year—and, surprise of surprises, the answer is almost always “a lot more.” Worse yet, the Federal Budget impasse and Government shutdown over ACA healthcare subsidies...
November 7, 2025