While the Texas Windstorm Insurance Association (TWIA) may have been intended as a residual provider, it has become anything but that. Its unrealistically low rates have made TWIA an unbeatable competitor and are crowding out the private market.
K-12 Education
Restoring Confidence and Prestige to the Teaching Profession
Restoring Confidence and Prestige to the Teaching Profession The epidemic of uncertified teachers in Texas schools is the result of the collapse of the teacher preparation program, especially university programs. These programs have traded a focus on the classroom for social activism. Key points: More than 10% of teachers in Texas schools are now uncertified....
July 22, 2026