While the Texas Windstorm Insurance Association (TWIA) may have been intended as a residual provider, it has become anything but that. Its unrealistically low rates have made TWIA an unbeatable competitor and are crowding out the private market.
Local Government
Taxpayer-Funded Lobbying
FACT SHEET: Understanding Taxpayer-Funded Lobbying Taxpayer-funded lobbying (TFL) is a complex and unfortunate feature of state and local governance. While lobbying is typically associated with private interest groups attempting to influence government decisions, taxpayer-funded lobbying flips this model: it involves government entities themselves using public funds to influence legislative outcomes. The Texas Public Policy Foundation’s...
May 1, 2026