Texas Windstorm Insurance

September 13, 2010

Ryan Brannan

While the Texas Windstorm Insurance Association (TWIA) may have been intended as a residual provider, it has become anything but that. Its unrealistically low rates have made TWIA an unbeatable competitor and are crowding out the private market.

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CNBC: ‘Best States To Live In’ Mutilate Kids, Free Criminals, Take All Your Money

CNBC wants you to believe states run by Democrats are the best to live in. But they rigged the data. The headline on CNBC’s shiny new 2026 list screams, “Best States to Live In,” complete with glossy profiles of high-“inclusiveness” northern enclaves. Don’t be fooled. This isn’t an objective guide for families seeking opportunity and security. It’s...

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Local Government

Examining State-Led DOGE Efforts to Eliminate Waste, Fraud, and Abuse

The current state of local government bureaucracy and regulation has led to swelling budgets. This places an increasing tax burden on Texans in a time where affordability across nearly every sector is a major issue. Key points: The federal Department of Government Efficiency (DOGE) has used a wide array of resources to achieve its objectives....

August 26, 2026

Property Rights

Housing Is Too Expensive. Blame Your Local Tree Ordinance.

Matthew Bernard wanted to build a home. He bought a small lot in Oakland, California, and began clearing several diseased and fallen trees that the local fire department had identified as hazards. The result was a $915,000 “mitigation fee” from the city of Oakland—nearly five times the value of the lot itself. Under Oakland’s tree ordinance,...

August 27, 2026

Ryan Brannan

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CNBC: ‘Best States To Live In’ Mutilate Kids, Free Criminals, Take All Your Money

Examining State-Led DOGE Efforts to Eliminate Waste, Fraud, and Abuse

Housing Is Too Expensive. Blame Your Local Tree Ordinance.