Texas’ Windstorm Insurance System Still Does Not Work

March 6, 2013

In the event of a major hurricane, the Texas Windstorm Insurance Association would have insufficient funds to pay its claims. Underpriced rates crowd out private insurers, putting the system at risk.

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‘Sparkle Beach Ken’ Is Too Kind To Gavin Newsom

The California governor correctly figures that if he stays on offense, his own dismal record will be ignored — even if that offense is odd. Being Gavin Newsom means never having to explain yourself — being able to hurl accusations and nonsensical claims with nary a follow-up from the press. Newsom’s foray into the World...

January 23, 2026

Health Care

A predictable—and uncaring—talking point for Medicaid expansion

Proponents of Medicaid expansion are predictable, though it’s not completely their fault. For more than a decade they’ve had to rely on a single talking point—one statistic—to make their case. Expanding eligibility for Medicaid would increase the number of Texans who have insurance. That’s it. That’s the whole argument. A million formerly uninsured Texans would...

February 14, 2023

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What George Bailey Understood About Housing and Families

In It’s a Wonderful Life, George Bailey’s great ambition is not wealth or status. It is something far more ordinary and far more powerful: the ability for working families to afford a home, put down roots, and build a future together. Bedford Falls thrives not because of grand social programs, but because ordinary people can buy modest homes...

December 17, 2025

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