While the Texas Windstorm Insurance Association (TWIA) may have been intended as a residual provider, it has become anything but that. Its unrealistically low rates have made TWIA an unbeatable competitor and are crowding out the private market.
Economy
They Didn’t Love Freedom Enough, But We Do
In their apartments and homes, the Soviet citizens of Leningrad huddled in fear, wincing at every slam of the door, every step on stairs, every spoken word outside. Stalin’s Great Terror was upon them, and the relentless machine of his NKVD churned on, arresting and grinding up dissidents, disfavored minorities, and people that were just...
November 10, 2026