The Texas Windstorm Insurance Association (TWIA) provides windstorm and hail coverage in the 14 coastal counties and a few other specially-designated areas. All property insurers in Texas must participate in TWIA and must help pay losses. Although TWIA was intended to provide windstorm insurance coverage only to those who could not purchase insurance in the voluntary market, it is no longer an insurer of last resort.
Can We Power the EPA’s EV Fantasy?
The overhaul of electrical grids and distribution would require labor and resources we don’t have. The futurists at the Environmental Protection Agency are confident that electric vehicles will soon become cheap, reliable and easy to fuel. That’s the main bet in the agency’s new standard for carbon-dioxide emissions, released last week. Critics have rightly called...