While the Texas Windstorm Insurance Association (TWIA) may have been intended as a residual provider, it has become anything but that. Its unrealistically low rates have made TWIA an unbeatable competitor and are crowding out the private market.
Higher Education
Safe Schools and Fair Standards
Safe Schools and Fair Standards Key points: Texas’s higher education code is not aligned with Supreme Court precedent on the correct standards for defining harassment. Texas statute does not define what makes conduct “severe,” “persistent,” or “pervasive.” The existing legal framework should remain intact but needs updated definitions that protect both free speech and students...
September 28, 2026