Texas has the most heavily regulated title insurance market in the country. The Texas Department of Insurance (TDI) sets the price and coverage of residential and commercial title insurance. The TDI also promulgates the division of premiums between title companies and agents. As a result, competition is eliminated from the title insurance market, and costs increase for both consumers and businesses.
Homelessness
Auditing the Homeless Industrial Complex
Texas cities are pouring unprecedented amounts of taxpayer money into homelessness services, yet the crisis on the streets continues to visibly worsen. From Dallas to Austin, budgets for housing initiatives expand every year, but the encampments remain. Taxpayers are justifiably wondering where exactly all their money is going. The answer, according to a new research...
September 10, 2026