Texas has the most heavily regulated title insurance market in the country. The Texas Department of Insurance (TDI) sets the price and coverage of residential and commercial title insurance. The TDI also promulgates the division of premiums between title companies and agents. As a result, competition is eliminated from the title insurance market, and costs increase for both consumers and businesses.
Higher Education
Which College Accreditors Are Failing Students?
Colleges need to be accredited for their students to receive federal financial aid, but there is growing evidence that the quality of accreditors varies considerably. States should encourage their colleges to use high quality accreditors and discourage or prevent them from using low quality accreditors. Key Points Accreditors play a key role in determining whether...
September 21, 2022