Texas has the most heavily regulated title insurance market in the country. The Texas Department of Insurance sets the price and coverage of residential and commercial title insurance. The TDI also promulgates the division of premiums between title companies and agents. As a result, competition is eliminated from the title insurance market and costs are increased for both consumers and businesses.
Economy
Don’t Fence Me In: Lianne’s Story
Family, then finances—and opportunity. Those are what brought Lianne Halpern back to tiny Shamrock, a small, dusty stop on the famous Route 66 in the Texas panhandle. Like generations of Americans before, Lianne and her family had traveled west along that route in search of the golden promises of California. Lianne’s father worked in the...
January 29, 2026