This report reveals how tuition deregulation has reduced the incentive for Texas universities to keep spending under control, shifted some higher education costs from taxpayers to students, exposed the lack of price competition in higher education, and has not significantly reduced the long-term pressure on state appropriations for higher education.
Local Government
TWIA’s Expanding Reach Raises Fresh Concerns
TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the catastrophe area, raising concerns about scope and cost. TWIA’s quasi-governmental model imposes potential costs on statewide policyholders and private...
September 15, 2026