Why Texas Should Reform Title Insurance Regulation

September 29, 2016

Title 11 of the Texas Insurance Codes states, “The purpose of this title is to completely regulate the business of title insurance on real property…”

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Taking a Second Look at Juvenile Sentencing

Texas’ laws governing juvenile parole eligibility require an update to reflect the advancement of credible research around adolescent development. Given the majority of incarcerated individuals will eventually be released, in order to ensure public safety, Texas must implement meaningful rehabilitation programs to prepare juvenile offenders to successfully reenter society. Key points Data show that juvenile...

July 15, 2022

Economy

Heavy Regulation, High Profits, and Wasteful Spending

Texas has the most restrictive regulation of title rates and forms (policies) in the nation, allowing no opportunity for insurers to innovate with their products or lower rates to compete for business directly from the consumer. Texas should introduce competition into the title insurance market by moving to a file-and-use system.

April 12, 2017

Taxes & Spending

Lower Taxes, Better Texas: Historic Property Tax Relief Opportunity

Texans face an affordability crisis with inflated bills, diminishing savings, and a looming U.S. recession. While this is mostly the result of Washington’s irresponsible policies, Texas governments can help by using massive surpluses to dramatically reduce the sixth most burdensome property tax system in the nation without harming the delivery of core services. The Foundation’s...

July 11, 2022

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