The Texas Windstorm Insurance Association (TWIA) provides windstorm and hail coverage in the 14 coastal counties and a few other specially-designated areas. All property insurers in Texas must participate in TWIA and must help pay losses. Although TWIA was intended to provide windstorm insurance coverage only to those who could not purchase insurance in the voluntary market, it is no longer an insurer of last resort.
Energy & Environment
The sun is stronger than our electric grid — and we are defenseless against it
The Carrington Event literally shocked telegraph operators. A repeat could shock an entire civilization into the pre-industrial age. Imagine being a telegraph operator in September 1859. You’re sitting at your station, using cutting-edge technology to tap out messages hundreds and thousands of miles away. Suddenly, brilliant auroras light up the night sky from the tropics...
February 9, 2026