The Texas Windstorm Insurance Association (TWIA) provides windstorm and hail coverage in the 14 coastal counties and a few other specially-designated areas. All property insurers in Texas must participate in TWIA and must help pay losses. Although TWIA was intended to provide windstorm insurance coverage only to those who could not purchase insurance in the voluntary market, it is no longer an insurer of last resort.
Homelessness
Homelessness Services Audits
In 2013, the Obama Administration offered “Housing First” as the means to end homelessness in 10 years. Over a decade later, homelessness is more prevalent than ever, and taxpayers have been financing ever-increasing funding to programs that are failing to achieve their stated goal of ending homelessness. Key points: The “Housing First” approach was proposed...
August 31, 2026