The Texas Windstorm Insurance Association (TWIA) provides windstorm and hail coverage in the 14 coastal counties and a few other specially-designated areas. All property insurers in Texas must participate in TWIA and must help pay losses. Although TWIA was intended to provide windstorm insurance coverage only to those who could not purchase insurance in the voluntary market, it is no longer an insurer of last resort.
Health Care
From Clipboard to Cloud: Ensuring Patient Privacy and Portability in Health Records
From Clipboard to Cloud: Ensuring Patient Privacy and Portability in Health Records Key Points HIPAA protects institutions, not information. Once health data leaves a covered entity for an app, vendor, or broker, federal protection ends, and Texas law leaves that gap open. The interest at stake is not only access to clinical records. It is...
August 12, 2026