The Texas Windstorm Insurance Association (TWIA) provides windstorm and hail coverage in the 14 coastal counties and a few other specially-designated areas. All property insurers in Texas must participate in TWIA and must help pay losses. Although TWIA was intended to provide windstorm insurance coverage only to those who could not purchase insurance in the voluntary market, it is no longer an insurer of last resort.
Dr. Brent Bennett’s Testimony Before the Senate Business and Commerce Committee: 765-kV Lines
Testimony of Brent Bennett, Ph.D. Policy Director, Life:Powered Texas Public Policy Foundation July 29, 2026 Chairman Schwertner and Members of the Committee: Thank you for another opportunity to testify about the important challenges facing the Texas electric grid and particularly on the urgent challenge of transmission planning. We all agree that Texas needs more reliable...