Windstorm Insurance

September 1, 2018

The Texas Windstorm Insurance Association (TWIA) provides windstorm and hail coverage in the 14 coastal counties and a few other specially designated areas. All property insurers in Texas must participate in TWIA and must help pay losses. Although TWIA was intended to provide windstorm insurance coverage only to those who could not purchase insurance in the voluntary market, it is no longer an insurer of last resort.

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2019-20 LEGISLATOR’S GUIDE TO THE ISSUES

A comprehensive guide to the most important issues facing Texas during the 86th Session of the Legislature. Among the issues covered in this Guide are education, taxes and spending, health care, effective justice, private property rights, insurance, telecommunications, transportation, tort reform, energy, and natural resources.

September 7, 2018

Election Integrity

Consolidating Elections to Increase Turnout and Save Taxpayer Dollars

Uniform election dates produce four main benefits: 1) higher voter turnout, 2) election administration cost savings, 3) decreased likelihood of special interests dominating a low-turnout election, and 4) reduced election worker burnout. Key points: Seven states require municipal elections to be consolidated with even-year federal election dates. This increases turnout and saves $29.5-129 million for...

March 20, 2026

Taxes & Spending

Taxes are High. Local Spending is to Blame.

Over the last few months, local property taxes have been described as: “steep,” “burdensome,” “stressful,” “too high,” and “out-of-control.” Yet despite these sharp (and accurate!) criticisms of Texas’ property tax, many local governments seem oblivious to the system’s excesses, as evidenced by the adoption of high tax rates this year (see TPPF’s Taxman Cometh series) as well as historical tax, spending, and debt patterns. Worse, what once may have been excused as indifference or detachment now borders on exploitation. Consider some recent revelations about local government compensation. ...

March 26, 2026

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