Texas has a proud history of “act[ing] like it,” and the 84th Legislature worked to take the next steps in defending the state and its citizens from unlawful encroachments by the federal government. But, while some progress was made, the overall results were disappointing.
Local Government
TWIA’s Expanding Reach Raises Fresh Concerns
TWIA has become the leading wind and hail insurer in the catastrophe area. Its position has direct and indirect consequences for Texans statewide. Key points: Since 2020, TWIA has steadily increased its market share in the catastrophe area, raising concerns about scope and cost. TWIA’s quasi-governmental model imposes potential costs on statewide policyholders and private...
September 15, 2026