"Bill Analysis: Scream for Yelp, Senate Bill 1185" includes Policy Analyst for the Center for Economic Freedom Kathleen Hunker's analysis of Senate Bill 1185.
Homeowners’ Insurance
Reform of the Texas homeowners’ insurance market in 2003 called for a file-and-use regulatory system. However, in 2009, the Sunset Review Commission’s Staff Report on the Texas Department of Insurance (TDI) rightly concluded that the “Legislature cannot judge the success of the shift to file-and-use rate regulation because the system has not been fully implemented.”...