Texas has the most restrictive regulation of title rates and forms (policies) in the nation, allowing no opportunity for insurers to innovate with their products or lower rates to compete for business directly from the consumer. Texas should introduce competition into the title insurance market by moving to a file-and-use system.
Texas has become the nation's economic engine in large part because we have allowed competition to bring lower prices and better products in markets such as telecommunications, electricity and oil and gas. Title insurance should be no different.
(Not) Cheaper by the Dozen | Debunking 12 Common Myths About Higher Education Myth 1: A’s and B’s Are Marks of Distinction in College, With C’s Signifying Average Performance. Reality: According to GradeInflation.com, as well as other later surveys, in the early 1960s, the percentage of A’s awarded in colleges nationwide was 15%. But today,...