The Texas Title Insurance Tax – Rio Grande Valley

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Protecting Texas Critical Infrastructure: Prevention, Mitigation, and Recovery from Natural Disasters and State Actor and Terrorist Attacks

Protecting Texas Critical Infrastructure: Prevention, Mitigation, and Recovery from Natural Disasters and State Actor and Terrorist Attacks By: The Honorable Chuck DeVore Download the full research paper here. Key Points Texas’s critical infrastructure remains vulnerable to natural disasters and attacks. The federal government largely abandoned civil defense 50 years ago. Should key elements of Texas’s...

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Bringing Down the House (Price)

A decade ago, the typical Texas home value was about $181,000. Today, it’s ballooned to around $302,000. As home prices increase so too does the barrier to entry get higher. A recent study estimates it would take 7 years for a median-income Texas household to save up for a 20% down payment. But you don’t...

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Heavy Regulation, High Profits, and Wasteful Spending

Texas has the most restrictive regulation of title rates and forms (policies) in the nation, allowing no opportunity for insurers to innovate with their products or lower rates to compete for business directly from the consumer. Texas should introduce competition into the title insurance market by moving to a file-and-use system.

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Protecting Texas Critical Infrastructure: Prevention, Mitigation, and Recovery from Natural Disasters and State Actor and Terrorist Attacks

Bringing Down the House (Price)

Heavy Regulation, High Profits, and Wasteful Spending