Texas has the most restrictive regulation of title rates and forms (policies) in the nation, allowing no opportunity for insurers to innovate with their products or lower rates to compete for business directly from the consumer. Texas should introduce competition into the title insurance market by moving to a file-and-use system.
Criminal Justice
Accountability, Transparency, and Public Safety: A Conservative Approach to Bail Bond Oversight
Texas’s fragmented bail system lacks oversight, allowing bondsmen to profit while repeat offenders cycle through release with little accountability. Statewide regulation would strengthen enforcement, improve data transparency, and better protect public safety across counties. Key Points The current regulations for bondsmen in Texas provides limited oversight and a lack of consistency, leading to incongruous enforcement...
July 27, 2026