Texas has the most restrictive regulation of title rates and forms (policies) in the nation, allowing no opportunity for insurers to innovate with their products or lower rates to compete for business directly from the consumer. Texas should introduce competition into the title insurance market by moving to a file-and-use system.
Economy
Don’t Fence Me In: Lianne’s Story
Family, then finances—and opportunity. Those are what brought Lianne Halpern back to tiny Shamrock, a small, dusty stop on the famous Route 66 in the Texas panhandle. Like generations of Americans before, Lianne and her family had traveled west along that route in search of the golden promises of California. Lianne’s father worked in the...
January 29, 2026